The Smart Account website and app will be unavailable between the hours of 7pm and 9pm on Wednesday the 18th October. This is to allow for enhancements to be made to the system. We apologise for any inconvenience this may cause.

Smart Account is now available in selected Post Offices in the following locations:

Low monthly charge
Online and mobile app
Individual wallets for saving
No additional Direct Debit or credit transfer fees*

*Direct Debit and credit transfer fees are covered in the monthly maintenance charge and do not incur additional charges. Should a Direct Debit be returned unpaid a fee of €2.50 will apply.

The registration forms are disabled for scheduled maintenance. We'll be back shortly.

Apply for a Smart Current Account today.

Get started now

Low monthly charge
Online and mobile app
Individual wallets for saving
No additional Direct Debit or credit transfer fees*

*Direct Debit and credit transfer fees are covered in the monthly maintenance charge and do not incur additional charges. Should a Direct Debit be returned unpaid a fee of €2.50 will apply.

The registration forms are disabled for scheduled maintenance. We'll be back shortly.

Download Smart Current Account Info Pack

Enter your details below.

Earn MoneyBack into your Smart Account when you spend with our Smart MoneyBack Partners

See how much you can earn >

Why Choose Smart Account?

The An Post Smart Account is a convenient way to manage your money.

Flexible Payments

A debit card with unlimited electronic payments in the Eurozone for a monthly fee

Smart MoneyBack

Smart MoneyBack into your Smart Account when you shop with our Smart MoneyBack partners

24/7 Online

Access to your Smart Account online 24/7 or through the Smart Account App

Accessible

Use your Smart Account at selected Post Offices nationwide

Wallets for Budgeting

Manage your money with Account Wallets

Helpful Alerts

Reminders & Alerts on your Smart Account activity, to help you manage your money better

BIC & IBAN Provided

Arrange payments in and out of your Smart Account.

Low Fees

For just €5 a month, you get the smartest account around.

Budgeting Wallets

Put money aside to keep for a rainy day, pay bills or use for that special event with Account Wallets.

Automatic Payment Alerts

Smart Alerts keep you informed of transactions on your account.

Contactless Payments

Use your Smart Account Debit Card wherever you see the Contactless Payment symbol.

Smart Account App

An Post’s Smart Account goes wherever you go with the free Smart Account App.

Smart MoneyBack

Pay at participating Smart MoneyBack partners and get real MoneyBack into your account.

Direct Debit

Make payments by direct debit. Get notified when a direct debit is paid or returned with Smart Alerts.

Credit Transfers

Make and receive payments with your main account or with your Account Wallets.

No Credit Check

We do not undertake any credit checks prior to opening an account.

POS and Online Shopping

Your monthly fee covers the use of your Smart Account Debit Card to shop online or at point of sale in the Eurozone.

Customer Care

Get in touch by email, phone or by post 24/7/365.

Simply fill in your details below and we will call you back

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Opening a Smart Account is easy

Fill out the form

Pick up your application form in a Post Office,
or

Fill out my form online and print it

Proof of identity documents

Original Proof of Name and Proof of Address documents are required.

See more details here

Visit a Post Office

Bring your completed form and proof of identity documents to your local Post Office and hand to a member of staff

Find a Post Office