• Low monthly charge
  • Online and mobile app
  • Individual wallets for saving
  • No additional Direct Debit or credit transfer fees*

*Direct Debit and credit transfer fees are covered in the monthly maintenance charge and do not incur additional charges. Should a Direct Debit be returned unpaid a fee of €2.50 will apply.

Apply for a Smart Current Account today.

Get started now




An Post would like to contact you with news and special offers from the An Post Group of Companies and select third parties.

Apply Online

  • Low monthly charge
  • Online and mobile app
  • Individual wallets for saving
  • No additional Direct Debit or credit transfer fees*

*Direct Debit and credit transfer fees are covered in the monthly maintenance charge and do not incur additional charges. Should a Direct Debit be returned unpaid a fee of €2.50 will apply.

Download Smart Current Account Info Pack

Enter your details below.




An Post would like to contact you with news and special offers from the An Post Group of Companies and select third parties.

Smart Moneyback

Earn MoneyBack into your Smart Account when you spend with our Smart MoneyBack Partners

See how much you can earn >

Why Choose Smart Account?

The An Post Smart Account is a convenient way to manage your money.

Flexible Payments
Flexible Payments
A debit card with unlimited electronic payments in the Eurozone for a monthly fee
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Smart MoneyBack
Smart MoneyBack
Smart MoneyBack into your Smart Account when you shop with our Smart MoneyBack partners
More
24/7 Online
24/7 Online
Access to your Smart Account online 24/7 or through the Smart Account App
More
Accessible
Accessible
Use your Smart Account at selected Post Offices nationwide
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Wallets for Budgeting
Wallets for Budgeting
Manage your money with Account Wallets
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Helpful Alerts
Helpful Alerts
Reminders & Alerts on your Smart Account activity, to help you manage your money better
More

Additional Features

BIC & IBAN Provided
BIC & IBAN Provided
Arrange payments in and out of your Smart Account.
Low Fees
Low Fees
For just €5 a month, you get the smartest account around.
Budgeting Wallets
Budgeting Wallets
Put money aside to keep for a rainy day, pay bills or use for that special event with Account Wallets.
Automatic Payment Alerts
Automatic Payment Alerts
Smart Alerts keep you informed of transactions on your account.
Contactless Payments
Contactless Payments
Use your Smart Account Debit Card wherever you see the Contactless Payment symbol.
Smart Account App
Smart Account App
An Post’s Smart Account goes wherever you go with the free Smart Account App.
Smart MoneyBack
Smart MoneyBack
Pay at participating Smart MoneyBack partners and get real MoneyBack into your account.
Direct Debit
Direct Debit
Make payments by direct debit. Get notified when a direct debit is paid or returned with Smart Alerts.
Credit Transfers
Credit Transfers
Make and receive payments with your main account or with your Account Wallets.
No Credit Check
No Credit Check
We do not undertake any credit checks prior to opening an account.
POS and Online Shopping
POS and Online Shopping
Your monthly fee covers the use of your Smart Account Debit Card to shop online or at point of sale in the Eurozone.
Customer Care
Customer Care
Get in touch by email, phone or by post 24/7/365.
Simply fill in your details below and we will call you back
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Opening a Smart Account is easy
Fill out the form
Fill out the form
Pick up your application form in a Post Office,
or
Fill out my form online and print it
Proof of identity documents
Proof of identity documents
Original Proof of Name and Proof of Address documents are required.
See more details here
Visit a Post Office
Visit a Post Office
Bring your completed form and proof of identity documents to your local Post Office and hand to a member of staff
Find a Post Office
What Smart MoneyBack could you be getting back into your account when you use your Smart Account at participating partners? Select Retailer below:
Lidl
-
SSE Airtricity
-
Elverys Sports
-
Post Insurance
-
Kenny's Bookshop
-
Outdoor Living
-
Oxendales
-
Sunway Travel
-
GreatBreaks.ie
-
Specify monthly spend:
Please select a Retailer before specifying the monthly spend
€ 0
€ 50
€ 100
€ 500
€ 1000
Monthly Spend
Delete
Smart Moneyback
For details of our retail partners click here
Contact us
Contact us

Helpline open 24/7/365 at 01 705 8000.

Got a question?

Visit our FAQ page

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